The "American Dream" is a concept representing the ideal that everyone in the United States, regardless of their background, has the opportunity to achieve success and prosperity through hard work and determination. It's a belief in equality of opportunity and upward social mobility. 

• Historical Roots: The idea of the American Dream can be traced back to the founding of the United States, where early settlers sought freedom and the chance to build better lives. 

• Popularization: The phrase became widely known in the 20th century, particularly during the Great Depression, with author James Truslow Adams's 1931 book: “The Epic of America,” famously describing it. 

• Key Elements: The American Dream is often symbolized by achieving goals like owning a home, having a stable job, and providing a better future for one's children. 

• Modern Interpretation: While the traditional notion of owning a home and a stable career remains, some younger generations also view work-from-home and workplace flexibility as key components of the American Dream. 

• Ongoing Discussion: The concept of the American Dream is constantly evolving and being debated, with questions about its viability in the face of rising home prices, income inequality, and other challenges. 

A private economist plays a vital role in empowering private clients—whether individuals, organizations, or institutions—by providing in-depth economic analysis and strategic recommendations grounded in advanced forecasting models. Their expertise equips employers to make informed decisions that not only enhance investments but also refine financial planning strategies and capitalize on market trends for a competitive edge.

Key Responsibilities and Duties:

1. Analyzing Market Trends: Unearth and interpret market patterns to guide strategic financial choices that drive success.

2. Economic Forecasting: Accurately predict economic conditions and assess their impact on a client’s performance over the short, medium, and long term.

3. Strategic Advice: Deliver actionable insights and recommendations for financial strategies and business plans, fueled by thorough economic analysis.

4. Industry-Specific Expertise: Cultivate deep industry knowledge of the economic factors that influence specific sectors, enabling tailored, impactful advice.

5. Research and Analysis: Collect and evaluate critical data, including market research, industry reports, and statistical information to inform strategic decisions.

6. Communication: Articulate complex economic concepts and insights with clarity and conviction to both technical and non-technical audiences.

7. Investment Analyst: Examine market trends and forecast conditions with precision to provide clients with sound investment guidance.

8. Consulting Economist: Offer specialized industry analysis and construct robust economic models that drive client success.

9. Healthcare Economist: Assess and analyze the economic implications of disabilities and long-term care life events, providing invaluable insights for planning.

10. Technology Economist: Evaluate the economic ramifications of technological innovations and competitive landscapes to guide strategic responses.

11. Specialty Real Estate Valuation Expert: Execute detailed property valuations for various purposes, including litigation, ensuring accuracy and integrity.

Education and Skills:

- A Master’s or Ph.D. in economics is typically essential, demonstrating a high level of expertise.

- Exceptional analytical and research skills are crucial for deriving meaningful economic insights.

- A strong foundation in econometrics and statistics is highly valuable.

- Outstanding communication and presentation skills are required to convey economic insights persuasively.

- Proficiency in financial modeling and relevant analytical tools is a significant advantage.

By harnessing these skills and responsibilities, a private economist can profoundly impact their clients’ strategic decisions and long-term success.

A personal financial advocate is not just a professional; they are your trusted partner in navigating the intricate world of finance. By partnering with a personal financial advocate, you gain invaluable knowledge, expert guidance, and unwavering support that empowers you to secure a bright financial future and achieve your aspirations. Here’s a more compelling breakdown of what they can do for you:

1. Thorough Understanding of Your Financial Situation:

- They conduct a comprehensive assessment of your current financial landscape, examining your income, expenses, assets, and debts.

- They help you pinpoint and articulate your financial goals, whether that involves planning for a comfortable retirement, saving for your dream home, or eliminating debt.

2. Crafting a Tailored Financial Plan:

- Drawing from your unique situation and goals, they collaborate with you to create a personalized financial plan.

- This strategic plan encompasses budgeting techniques, expert investment recommendations, debt management strategies, and actionable steps to reach pivotal financial milestones.

3. Seamless Implementation of the Plan:

- They provide hands-on guidance to help you activate your financial plan, empowering you to make well-informed choices regarding spending, saving, and investing.

- They assist you with practical tasks like setting up bank accounts, creating effective budgets, and exploring the best investment opportunities that align with your objectives.

4. Continuous Monitoring and Adaptation:

- They commit to regularly reviewing your financial progress, helping you make timely adjustments to stay on track.

- As life evolves—through job changes, marriage, or starting a family—they work with you to adapt your financial plan, ensuring it remains aligned with your changing circumstances.

5. Dedicated Advocacy and Support:

- They serve as your passionate advocate, championing your interests while guiding you through the complexities of the financial landscape.

- This includes negotiating loans with creditors, liaising with financial institutions, and helping you tap into valuable resources and support.

In essence, a personal financial advocate is your ally in the journey toward financial empowerment. They enable you to:

- Take command of your finances with confidence.

- Make informed, strategic financial decisions.

- Realize your financial dreams.

- Effectively tackle any financial challenges that come your way.

Partnering with a personal financial advocate isn’t just a choice; it’s a pivotal step towards building the prosperous future you deserve.

This misconception couldn’t be farther from the truth. First and foremost, there are often no transactions at all until our fourth meeting. Why? Because our priority is not to sell you anything; instead, we are dedicated to genuinely understanding your needs and optimizing your resources.

We don’t believe in hasty asset shifts. As your private economist, my mission is to thoroughly assess your current financial situation and help you maximize your wealth accumulation through customized strategic planning. Each plan we develop is based on your unique circumstances and the thoughtful application of proven financial concepts that we will explore together.

This approach is why our initial meetings are focused on fact-finding and research rather than making sales. During this time, I will educate you about essential financial principles, help you model your options, and guide you through weighing choices and risks. In the end, every decision will reflect your preferences and situation, and the authority to choose will always lie with you. Together, we can create a roadmap that empowers you to achieve your financial goals.

You need to prioritize professional help with your finances. Achieving optimal financial health isn’t a chance occurrence; it requires intentional planning and expertise. You put in hard work—don’t let that effort go to waste by overlooking your wealth-building potential. Just as you wouldn’t attempt surgery on yourself or represent yourself in court if you could afford professional services, you must approach your journey to financial success with the same seriousness and respect.

Your vision of the American Dream deserves the same level of attention you dedicate to your most valuable possessions, like your cell phone or car. It’s crucial to engage a financial professional who can perform a thorough stress test on your life, identifying your vulnerabilities to various risks and uncertainties. You owe it to yourself to ensure you’re not left disabled and broke—or elderly and struggling financially. Take charge of your future and invest in the professional guidance you need to secure your dreams!

1. Individuals with Complex Financial Situations:

• High-net-worth individuals: Those with substantial assets may need assistance with complex investment strategies, tax planning, and estate planning.

• Small business owners: Navigating business finances, cash flow management, and retirement planning can be challenging for small business owners, making professional guidance valuable.

• Individuals with multiple sources of income or investments: Managing diverse financial streams and investment portfolios can be complex, and professional advice can help optimize these areas. 

2. Individuals Facing Major Life Transitions:

• Starting a family: New parents may need help with budgeting, saving for education, and managing increased expenses.

• Buying a home: A financial advisor can assist with navigating the complexities of mortgages, down payments, and budgeting for homeownership.

• Changing careers or experiencing a significant income change: Professional guidance can help individuals adjust their financial plans and strategies to align with new circumstances.

• Preparing for retirement: Retirement planning involves complex considerations such as estimating expenses, choosing appropriate retirement accounts, and managing investments for long-term income.

• Dealing with an inheritance or other financial windfall: A financial advisor can help individuals make informed decisions about managing and investing inherited assets.

• Experiencing divorce or separation: Navigating the financial implications of divorce, including asset division and spousal support, can be complex and emotional, making professional advice essential. 

3. Individuals Seeking to Improve Their Financial Well-being:

• Those with unclear financial goals: A financial advisor can help individuals define their financial goals and develop a roadmap to achieve them.

• Individuals struggling with student loans and other debt management: Professionals can assist with creating student loan, and other debt, repayment strategies and improving overall financial strength.

• Those lacking financial knowledge or experience: A financial advisor can educate and guide individuals through various aspects of personal finance, including budgeting, saving, and investing.

• Individuals seeking objective financial advice: Professionals can provide unbiased recommendations tailored to an individual's specific needs and goals. 

4. Anyone Seeking Peace of Mind and Financial Security:

• Having a financial plan in place can reduce stress and anxiety associated with money management.

• Working with an advisor can provide confidence in making informed financial decisions.

• Professional guidance can help individuals protect their assets and build long-term financial security. 

In essence, anyone who feels overwhelmed, uncertain, or lacking in expertise when it comes to managing their finances can benefit from a professional financial advocate. 

Anyone interested in protecting themselves and their realities from calamity; Anyone interested in accumulating greater wealth and positioning those assets to minimize tax treatments and maximize net cash flow during retirement; Business owners interested in investing in deferred compensation employee retention plans to protect their greatest investments of time and resources; and countless others would benefit from discussing their vision of their future with a professional financial advocate.

No, DreamItwithTom.com is unequivocally not affiliated with Tom Brady. It is proudly associated with Tom Moore, a Life and Disability specialist at Guardian Mutual Insurance Company. Furthermore, Tom Moore delivers comprehensive financial services through his agency, Certified Financial Services, LLC, based in Paramus, NJ. To clarify, DreamItwithTom.com has absolutely no ties to 9-Time Super Bowl Contender Tom Brady. Go Giants! #GMEN.

There are many links on this website that you can click on to ask any questions. Ask Questions.

Short Answer: Because you choose to. You’ve carefully considered my presentation to the world and made a powerful decision to trust me. I am truly honored that you see me as worthy of your faith, and I am committed to working tirelessly to validate that trust.

Long Answer: I encourage you to take the time to truly get to know me. Understanding who I am and how I can serve your interests is the key to our partnership. Once you’re ready, simply reach out or ask a question, and we’ll embark on this journey together. Remember, every significant journey begins with a single step. If you continue to follow the same path, you will continue to experience the same results. Now is the time to commit to a proactive strategy that safeguards your most valuable assets and channels your collective efforts toward achieving your vision and goals. Together, we can turn your dreams into reality, and one day, you’ll proudly share that you’ve fulfilled your American Dream.

If you’ve already successfully achieved every goal and your American Dream is flourishing exactly as you envisioned, then congratulations! You’re clearly thriving, and it’s inspiring to see.

However, if you’re confident in your ability to effectively navigate your resources amidst the complexities of both U.S. and international economic conditions—or if you have a competent advisor who does this for you—then you’re truly in a strong position.

But if you're seeking an expert second opinion on your current financial strategy, look no further; I’m here to help.

I may not resonate with everyone, but that's perfectly understandable given my unique approach to life and business. Likewise, I believe that your aspirations and perspective are equally distinctive.

I graduated high school 10th in a class of over 300 and 4 days after began my transformative journey at the United States Military Academy at West Point. There, I thrived in math, often tutoring my classmates, while also tackling challenges in English and History that enriched my learning. My dedication to military and leadership studies paid off, and I achieved peak physical fitness as a member of the Intramural Crew team, excelling in the Army Physical Abilities Test with 114 push-ups in 2 minutes, 122 sit-ups in 2 minutes, and a 2-mile run in just 11:57.

At just 19, I faced the heartbreaking loss of my father, Harry. After navigating that upheaval, I found my path at the University of Pennsylvania.

In 2002, I graduated with a Bachelor of Arts in Economics, earning distinction in Econometrics. My honors thesis remains the most extensive work I have ever completed, a testament to my dedication and analytical skills.

I then pursued my formal education online, completing a Master of Science in Management with a specialization in Project Management from Colorado Technical University in 2007.

From 2002 to 2009, I served as the CEO of Roofing & Construction Management Corporation, and from 2008 to 2013, I was a dedicated Public Adjuster. In that role, I represented property and business owners in Florida and New Jersey against property and casualty insurers. My track record speaks for itself: after clients had exhausted their patience with the claims process, I routinely doubled the insurer’s initial offers, taking only a 10% commission on the final distribution, which effectively amounted to 5% of the total recovery. I always prioritized working with clients who recognize the exceptional value I deliver.

After the financial upheaval of 2008, I settled in New Jersey and embarked on a new chapter as a local iron worker beginning in 2010. Contributing to the infrastructure of New York City has been a fulfilling endeavor, but challenges posed by COVID-19, migration shifts, and political dynamics have put significant pressure on the city’s capacity to finance commercial real estate and public works projects.

In 2025, I began a new journey, one I intend to pursue for the next 25 years, with the hope of passing the torch to some of my children—an aspiration every dedicated father shares.

My work ethic and meticulous attention to detail are fueled by a genuine passion to serve; I strive to be of use, a desire many of us hold dear.

I possess a unique knack for grasping complex mathematical, economic, and financial concepts and translating them into relatable terms for diverse audiences. My approach is simple: I explore multiple methods to solve challenges until I find the perspective that resonates with you, allowing everything to fall into place seamlessly.

If you’re interested in learning more about me, I invite you to connect with me on LinkedIn and Facebook!